Our certificates of deposit eliminate the uncertainty of investing with competitive rates and flexible terms to help you meet your savings goals.
Effective as of August 18, 2020.
All rates are subject to change without notice. A penalty may be imposed for early withdrawal.
Our certificates of deposit eliminate the uncertainty of investing with competitive rates and flexible terms to help you meet your savings goals.
Effective as of August 18, 2020.
All rates are subject to change without notice. A penalty may be imposed for early withdrawal.
| Term | Interest Rate | Annual Percentage Yield (APY) | Minimum Deposit |
| 7-90 Days | 0.10% | 0.10% | $5,000.00 |
| 91 Days | 0.10% | 0.10% | $2,500.00 |
| 182 Days | 0.15% | 0.15% | $500.00 |
| 8 Months | 0.50% | 0.50% | $500.00 |
| 9 Months | 0.15% | 0.15% | $500.00 |
| 365 Days | 0.20% | 0.20% | $500.00 |
| 15 Months | 0.25% | 0.25% | $500.00 |
| 18 Months | 0.25% | 0.25% | $500.00 |
| 24 Months | 0.30% | 0.30% | $500.00 |
| 30 Months | 0.35% | 0.35% | $500.00 |
| 35 Months | 0.35% | 0.35% | $500.00 |
| 36 Months | 0.35% | 0.35% | $500.00 |
| 48 Months | 0.45% | 0.45% | $500.00 |
| 60 Months | 0.60% | 0.60% | $500.00 |
| 72 Months | 0.75% | 0.75% | $500.00 |
The interest rates listed below are effective as of March 6, 2020.
All rates are subject to change without notice. Other rates and terms are available.
Not a commitment to lend. All loans are subject to credit approval.
For additional product or most current rate information, please stop by the nearest branch or call 814-447-5552 or toll-free at 866-874-5552.
New Auto Rates |
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| Term | Interest Rate | Annual Percentage Rate (APR)* | Payment Amount |
| 48 Months | 3.99% | 3.997% | $564.44 |
| 60 Months | 4.25% | 4.256% | $463.31 |
Monthly payment amounts and APR are based on a loan amount of $25,000.00.
Used auto rates available. Call or stop by your local branch.
Home Equity Loans and Lines of Credit Rates
Home Equity Loans |
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| Term | Interest Rate | Annual Percentage Rate (APR)* | Payment Amount |
| 60 Months | 3.54% | 3.765% | $455.30 |
| 120 Months | 3.84% | 3.959% | $251.26 |
| 180 Months | 4.39% | 4.475% | $189.90 |
All estimated monthly payment amounts and APR are based on a loan amount of $25,000.00.
Maximum loan to value is 80%. Payments must be drafted from a Community State Bank account to receive the stated APR.
Mortgage Loans |
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| Term | Interest Rate | Annual Percentage Rate (APR)* | Payment Amount |
| 10 Year Fixed | 3.49% | 3.610% | $988.46 |
| 15 Year Fixed | 3.49% | 3.574% | $714.48 |
| 20 Year Fixed | 3.89% | 3.957% | $600.31 |
For first-lien mortgage loans, the payment does not include amounts for taxes and insurance and the total payment amount may be greater.
All estimated monthly payment amounts and APR are based on a loan amount of $100,000.00 and does not include taxes and insurance.
Maximum loan to value is 80%
| Balloon Mortgage | |||
| Term | Interest Rate | Annual Percentage Rate (APR)* | Payment Amount |
| 20 Year Balloon | 3.89% | 3.943% |
239 at $471.23, $47,245.26 due at maturity |
This balloon mortgage has a 360 month amortization, but matures in 240 months.
Stop by or contact your local branch for more detail on this mortgage loan.
All APR and estimated monthly payments are based on a loan amount of $100,000.00 and does not include taxes and insurance.
Maximum loan to value is 80%.
More loan products, rates and terms are available. Please stop by or call your local branch for more information.
NMLS number 655264
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